2
Contents
Introduction ..................................................................3
Operational Notes ...............................................................3
Key Notations in This Manual ..............................................4
Chapter 1: Getting Started ..........................................5
Preparing to Use the Calculator ..........................................5
Resetting the Calculator In Case of Diffi culty ......................5
Calculator and Display Layout .............................................6
The SET UP Menu ..............................................................8
Operating Modes...............................................................10
Chapter 2: General Information ................................ 11
Basic Calculations .............................................................11
Clearing the Entry and Memories .....................................11
Editing and Correcting an Entry ........................................13
Memory Calculations ........................................................14
Chapter 3: Financial Functions ................................17
General Information ..........................................................17
TVM (Time Value of Money) Solver ..................................22
Amortization Calculations .................................................33
Discounted Cash Flow Analysis ........................................37
Bond Calculations .............................................................44
Depreciation Calculations .................................................48
Conversion between APR and EFF ..................................51
Day and Date Calculations ................................................52
Percent Change/Compound Interest Calculations ............54
Cost/Sell/Margin/Markup Calculations ..............................56
Breakeven Calculations .....................................................58
Chapter 4: Scientifi c Functions ................................60
Constant Calculations .......................................................60
Chain Calculations ............................................................60
Scientifi c Calculations .......................................................61
Random Functions ............................................................62
Modify Function .................................................................63
Chapter 5: Statistical Functions ............................... 64
Statistical Calculations and Variables ................................67
Appendix ....................................................................72
Financial Calculation Formulas .........................................72
Statistical Calculation Formulas ........................................75
Errors and Calculation Ranges .........................................76
Battery Replacement ........................................................80
Priority Levels in Calculations ...........................................81
Specifi cations ....................................................................82
Index ...........................................................................83