/('/LFKW
%HWULHE
,QEHWULHEQDKPHXQG7HPSHUDWXUUHJHOXQJ
6WHFNHQ6LHGHQ6WHFNHUGHV
$QVFKOXVVNDEHOVLQGLH6WHFNGRVHPLW
HLQHP6FKXW]HUGXQJVNRQWDNWHLQ:HQQ
GLH.KIDFKWUJH|IIQHWZLUGZLUGGLH
,QQHQEHOHXFKWXQJHLQJHVFKDOWHW1DFKGHP
GHU.KOVFKUDQNSRVLWLRQLHUWLVWZDUWHQ6LH
0LQXWHQEHYRUGHU6WURPYHUVRUJWZLUG
/DJHUQ6LHQLFKWVELVGLH7HPSHUDWXULP
.KOVFKUDQNQLHGULJJHQXJLVW
'HU7HPSHUDWXUZDKOVFKDOWHUEHILQGHWVLFK
EHILQGHWVLFKUHFKWVYRP.KOIDFK
'LH(LQVWHOOXQJEHGHXWHW
$XV
'XUFK'UHKHQLP8KU]HLJHUVLQQN|QQHQ
6LHGDV*HUlWHLQVFKDOWHQ
'LH(LQVWHOOXQJEHGHXWHW
'LHK|FKVWH7HPSHUDWXUZlUPVWH
(LQVWHOOXQJ
'LH(LQVWHOOXQJ(QGDQVFKODJ
EHGHXWHW
'HUQLHGULJVWH7HPSHUDWXUNlOWHVWH
(LQVWHOOXQJ
:LFKWLJ=XURSWLPDOHQ
/HEHQVPLWWHONRQVHUYLHUXQJLVWHLQHPLWWOHUH
(LQVWHOOXQJLP$OOJHPHLQHQGLHEHVWH:HQQ
6LHHLQHK|KHUHRGHUNlOWHUH7HPSHUDWXU
ZQVFKHQGUHKHQ6LHELWWHGHQ'UHKNQRSI
HQWVSUHFKHQGDXIZlUPHURGHUNlOWHU:HQQ
6LHGHQ'UHKNQRSIDXINlOWHUGUHKHQZDV
]XHLQHUK|KHUHQ(QHUJLHHIIL]LHQ]IKUHQ
NDQQDQGHUQIDOOVZUGHHV]XHLQHP
K|KHUHQ(QHUJLHYHUEUDXFKIKUHQ+RKH
7HPSHUDWXUHQIKUHQ]XHLQHPVFKQHOOHQ
9HUGHUEHQGHU/HEHQVPLWWHO
:LFKWLJ+RKH8PJHEXQJVWHPSHUDWXUHQ
]%DQKHLHQ6RPPHUWDJHQXQGHLQH
NDOWH(LQVWHOOXQJ3RVLWLRQELVN|QQHQ
HLQHQ'DXHUODXIRGHUDXFKHLQHQ1RQ6WRS
GHV.RPSUHVVRUVYHUXUVDFKHQ
*UXQG:HQQGLH8PJHEXQJVWHPSHUDWXU
KRFKLVWPXVVGHU.RPSUHVVRU
NRQWLQXLHUOLFKODXIHQXPGLHQLHGULJH
7HPSHUDWXULP*HUlW]XKDOWHQ
:DUQXQJ:HQQGLH*OKELUQH
EHVFKlGLJWLVW:(&+6(/16,(1,&+7
'85&+'(1%(187=(5$86
'DV$XVZHFKVHOQGHV/('/LFKWVGXUFK
XQHUIDKUHQH3HUVRQHQNDQQ]X
9HUOHW]XQJHQRGHUVFKZHUZLHJHQGHQ
)HKOIXQNWLRQHQIKUHQ(VPXVVGXUFK
TXDOLIL]LHUWH3HUVRQHQHUVHW]WZHUGHQ
XPHLQH*HIDKU]XYHUPHLGHQ:HQGHQ
6LHVLFKDQ,KU|UWOLFKHV6HUYLFH)RUFH
&HQWHU
9RUGHP$XVZHFKVHOQGHV/('/LFKWV
VFKDOWHQ6LHGDV*HUlWDXVXQG]LHKHQ
6LHGHQ1HW]VWHFNHUDXVGHU6WHFNGRVH
RGHU]LHKHQ6LHGLH6LFKHUXQJRGHUGHQ
6FKXW]VFKDOWHUDXV
/('/LFKW'DWHQ90$;:
=LHKHQ6LHGHQ1HW]VWHFNHUDXV
/|VHQ6LHGLH6FKUDXEHXPGDV/('
/LFKWDXV]XZHFKVHOQ
:HFKVHOQ6LHGDVGHIHNWH/('/LFKW
DXV
6HW]HQ6LHGHQ.KOVFKUDQNZLHGHULQ
%HWULHE
$XVZHFKVHOQGHV/('/LFKWV
6FKUDXEH